Terms and Conditions

  1. Introduction Welcome to PolicyRadarPro (“we,” “our,” or “the Platform”), a digital resource dedicated to providing timely and structured insights into regulatory developments in taxation, business law, and public policy across Switzerland and the European Union. These Terms and Conditions (“Terms”) govern your use of our website, tools, and content.

  2. Acceptance of Terms By accessing or using PolicyRadarPro, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not accept these Terms in full, you must not use the Platform. Continued use constitutes ongoing agreement with the most recent version.

  3. Description of Services
    PolicyRadarPro provides the following services:
    – Summaries and expert commentary on tax and legal changes in Switzerland and the EU
    – Comparative overviews of regulatory trends
    – Structured content for business, finance, and compliance professionals
    – Optional subscription tiers for access to premium insights, archives, and early updates We do not offer legal, tax, or investment advice. Content is informational only and intended for awareness, not decision-making without professional consultation.

  4. User Responsibilities
    As a user of the Platform, you agree to:
    – Access content solely for lawful and informational purposes
    – Refrain from redistributing, republishing, or commercializing content without our written permission
    – Keep any login credentials confidential and secure
    – Not exploit the service through data scraping, automated access, or unauthorized integration – Comply with all applicable data, privacy, and intellectual property laws

  5. Limitation of Liability
    While PolicyRadarPro strives to ensure accuracy and timely updates, we do not warrant completeness, applicability, or the absence of interpretive error. We disclaim liability for:
    – Misuse of content for regulatory decision-making
    – Reliance on outdated, partial, or third-party summaries
    – Technical disruptions or data loss
    – Losses or damages incurred from subscribing or acting on Platform content Our total liability in connection with your use of the Platform shall not exceed the amount paid for subscription in the preceding 90-day period.

  6. Intellectual Property All articles, reports, designs, algorithms, databases, and proprietary summaries on PolicyRadarPro are the intellectual property of the Platform or its licensors. Copying, modification, or distribution without prior written authorization is strictly prohibited. We reserve all rights not explicitly granted in these Terms.

  7. Governing Law and Jurisdiction These Terms shall be governed by and construed in accordance with the substantive laws of Switzerland. The courts of Zurich, Switzerland shall have exclusive jurisdiction over all disputes relating to or arising out of these Terms or your use of the Platform, except as otherwise required by mandatory local law.

  8. Termination of Access
    We reserve the right to suspend or terminate access for users who:
    – Breach these Terms
    – Engage in unauthorized use, reverse engineering, or attempted interference
    – Use content for commercial redistribution or legal misrepresentation Termination may occur with or without notice and without liability to you.

  9. Refund Policy PolicyRadarPro is a content subscription service. Refunds are not offered for digital content already accessed. Partial refunds for annual subscriptions may be considered if requested within 14 calendar days of purchase, provided that less than 10% of premium content has been accessed. All refund requests must be submitted in writing to our support email.

  10. Changes to the Terms We reserve the right to update or revise these Terms at our discretion. Any modifications will be posted with an updated effective date. You are responsible for reviewing such changes and your continued use constitutes acceptance.

  11. Effective Date
    These Terms and Conditions take effect as of June 24, 2025 and remain valid until superseded by a revised version.